Jordan, Gfroerer & Weddleton - Attorney's at Law
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Legal Ease Newsletter: 1997 Summer

Why Do Lawyers Chase Ambulances?
. . . to get there before the insurance adjuster!

We all know the stereotype, and let’s agree that there are lawyers that give the profession a black eye.  But make no mistake, much of the image of the ambulance chasing lawyer has been fostered by the insurance industry to denigrate lawyers so you will try to settle your claim on your own.

Understandably, the insurance adjuster wants to settle claims for as little as possible.  It is just good business.  But the adjuster is a skilled negotiator and the average accident victim is no match.  Your attorney serves the important purpose of making it a level playing field.

Just the usual whining by a lawyer, you say.  Not so.  In a recent suit in New York against Allstate Insurance, Allstate admitted that they “settle claims for nearly $9,000 less when a lawyer is not involved.”  To make sure they get that extra $9,000, Allstate even went so far as to send auto accident victims a letter referring to victims as “customers” even though they are on the opposite side of a claim against an Allstate insured.  Most importantly, the letter suggests the accident victim doesn’t need a lawyer.

Despite the image, your lawyer is the only one on your side when it comes to dealing with insurance companies.  You should always remember that your interests and the interests of the insurance company are directly opposed.

Did You Know? . . .
  • There are more lawyers in Washington, D.C., than in all of Japan.

  • A company can refuse to hire a person who has filed for bankruptcy.  Although the Bankruptcy Code prohibits discrimination against employees who file for bankruptcy, it does not apply to applicants.

  • A recent study by The American Association of Retired Persons revealed that:

    ...26% do not have a will.

    ...77% do not have a financial power of attorney.

    ...84% do not have a health care power of attorney.

    ...77% do not have a living will.

  • A landlord is liable in New Hampshire if a tenant is assaulted by a criminal, where:

    1. a property defect such as a broken lock or window latch enhances the risk of attack.

    2. the landlord agrees to provide specific safety measures and then fails to do so.

  • The law is the only place where one person is called a party.

  • In Indiana—and most likely New Hampshire—if a farmer fails to take reasonable care to keep her cows penned up, she is liable for traffic accidents caused by wandering cows.

  • A worker in New Hampshire who had a heart attack during a lunchtime volleyball game was covered by workers’ compensation.

  • A non-compete agreement may be unenforceable if the employer is sold to another company.  In many cases, the agreement not to compete is not assignable to another company without the employee’s consent.

  • Employees who have poor judgment, are chronically late or are irritable may have to be “accommodated” under the ADA if such behavior is the result of mental illness.
Lawyer Jokes of the Month
What is a lawyer’s favorite drink?
A subpoena colada.

What do most lawyers name their first daughter?
Sue.

First-time offenders often receive weather-report sentences . . .
Fine today, cooler tomorrow.

What do you call it when a feminist is convicted of speeding?
A Ms. demeanor.

What would you call it if all the kids in the world sued Santa?
A class action suit.

I Rest My Case
ONE BURGER—HOLD THE MEAT!
A bus driver who was a vegetarian was fired after he refused to give passengers coupons for free hamburgers.

The Equal Employment Opportunity Commission determined that this was "religious discrimination" because the bus driver’s vegetarian beliefs were sincerely held with the strength of traditional religious views, including moral or ethical beliefs as to what is right or wrong.  Is this McReligion?

Fore-Thought
When Don Spraker teed off the sixth hole of the Jolly Golf Course in Campbell County, Kentucky, the ball careened off the course and smashed through the window of a residence which bordered the course.  Spraker’s insurance company then refused to pay the $800 cost for replacing the window.

The case wound up in Small Claims Court where Spraker lucked out when Judge Mickey Foellger was assigned to the case.

Foellger, it turned out, has "powdered some houses at various courses" and proceeded to exonerate Spraker’s insurance company.  The golf course was there first, wrote the Judge, so the homeowner knew of the risks when he bought the property.

"A golfer has no duty to hit the ball straight," concluded the Judge.  Sounds as if Spraker had a hook, and the insurance company got off it!


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